Tracy LuckFive Star Title Insurance Agency, LLC
Tracy McMurtrie Luck & Associates
Attorney and Counselors of Law
757.221.0284 (office) /
1321 Jamestown Road, Suite 104
Williamsburg, Virginia 23185


Would you ever think you could lose your home because another person legally has a right to it? That thought might never cross your mind, but it should. Title Insurance covers against future loss if a claim against your property is ever made.

Buying a home can be one of life’s most gratifying experiences. However, as you approach the big day of closing, all the details can be a little overwhelming. You might even overlook the single most important step in the process – the purchase of title insurance on that wonderful new home of yours.

What is Title?

Title is the legal right a person has to the ownership and possession of land. It is possible that someone other than the owner has prior legal claim to the property. If that claim can be established, that person may claim an interest in the property outright or make demands on the owner as to its use.

What is Title Insurance?

In a nutshell, title insurance protects you against covered problems affecting the title to your home. Problems that could affect your title include tax liens, forged signatures in the chain of title, recording errors, title search errors, and claims by missing heirs and / or ex-spouses. For more information about Title Insurance, watch this video.

Title Insurance policies are issued by Old Republic Title, which has been doing business since 1907.