Joe DelgadoAtlantic Bay Mortgage Group
Joe Delgado, Senior Mortgage Broker
NMLS #211259 | Licensed in Virginia
757.784.1178 (direct) | 757.525.4601 (office)
4071 Ironbound Road
Williamsburg, Virginia 23188


ABMG’s story.

Founded by Brian Holland in 1996, we’ve been serving our communities with great loan products, customer service, and expertise. We’re a trusted lender and have stayed true to our core values throughout our more than 25 years. We’ll continue to hold our relationships, culture, commitment to the community, and credibility as our highest mission. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and Good Corporate Neighbor.

Who is Joe Delgado?

Over the course of his 49-year career in the finance/mortgage industry, Joe Delgado has guided thousands of families down the path to home ownership. Specializing in senior home buyers and veterans, his clients have ranked him at 99 percent for providing superior customer service. Joe has experience in all types of loans including VA, VHDA, FHA, Conventional and USDA.

A proud Vietnam veteran, Joe Delgado entered the mortgage industry in 1974 through a Veterans’ Administration training program. He went on to work for a large consumer finance company, where he deepened his knowledge and experience with mortgages. Joe, who came to Atlantic Bay in 2008, has been recognized the last five years as one of the top mortgage professionals for outstanding customer service and client satisfaction.

ABMG’s Mission Statement

Atlantic Bay Mortgage is a mortgage lender where the genuine care and consultation of our clients is our highest mission. We pledge to provide the finest personal service to our clients, who enjoy the entire mortgage process and become a client for life.

Loan programs may change at any time with or without notice. Information deemed reliable but not guaranteed. All loans subject to income verification, credit approval and property appraisal. Not a commitment to lend. Atlantic Bay Mortgage Group, L.L.C. NMLS #72043 ( is an Equal Housing Lender.